That Payment

It’s time to make another payment
On the will. The debt just keeps growing.
Its payments have gotten bone-breaking.

Can you even remember the free
Trial offer, scam from the get-go,
That suckered you in, decades ago?

First it was free, then easy payments,
Decisions almost nothing up front,
Then the loans to consolidate loans,

Decisions that others took for you,
Decisions you left up to the world
That you only had to pay later.

Past the window, the day looks pinned down,
Bright in the sun, reluctant to move.
You pause too, stupidly reluctant.

You have only the most obvious
Decision you need to make right now,
But you don’t want to make that payment.